Whether you are building a significantly better future or need support to use the pressure down, we are able to assist. Our long-lasting loans of ВЈ1,500 to ВЈ4,000 are easy, convenient and clear. And also by utilizing a lender that is direct than a brokerage, you are going to constantly understand whom you’re working with.
Listed here are six reasons why you should make an application for certainly one of our loans that are long-term:
- Fair: the quantity we agree with in advance could be the quantity you are going to pay off. No shocks
- Versatile: you may not face penalty charges or added interest
- Fast: Apply in minutes and obtain your loan the overnight if authorized
- Friendly: Our customer that is UK-based service are often very happy to assist
- Responsible: we are managed because of the Financial Conduct Authority (FCA) and follow its strict instructions on reasonable, safe and lending that is responsible
- Suggested: Our clients speed us ‘excellent’ regarding the customer that is independent web web site Trustpilot
Trying to get that loan can feel daunting. However with Dot Dot Loans, you should not check out a real location or proceed through an elaborate application process. Individuals like our quick and friendly service в€’ and also you might too.
Is really a long-lasting loan that is personal for me personally?
We would like one to feel confident in your monetary choices. While a long-lasting loan may have a lot of advantages, there are occasions with regards to may possibly not be the option that is best for your needs.
Short-term loans are often considerably better in the event that you only require a smaller sized loan quantity. If you’d like to substitute your automatic washer, solution your car or truck or restore your house insurance coverage, for instance. You can expect short-term loans from ВЈ200 to ВЈ1000 to simply help protect smaller expenses.
Even though distributing the expense of financing over a longer time period is going to make your repayments that are monthly affordable, they could be higher priced general if you wind up having to pay more in interest. However with Dot Dot Loans you are able to repay early at no cost that is extra.
Long-lasting loans can additionally allow it to be tricky to plan your personal future while you’ll nevertheless have to plan for your repayments. Are you going to battle to pay for them in the event that you change jobs or go house? If you’re focused on debt you will get advice that is free National Debtline, StepChange or even the cash information Service.
Do we be eligible for a Dot Dot loan that is long-term?
Whatever your position, you are able to apply for certainly one of our long-lasting loans that are personal:
- You are aged 21 or higher
- Your home is in great britain and can provide us your target
- You are presently used
- You have got an email address that is valid
- You’ve got bank debit and account card details
As with any accountable loan providers, we now have our personal requirements to aid us provide loans our clients are able to afford. We’ll glance at your revenue, outgoings and credit rating before providing you a choice.
Simply how much may I borrow?
You are able to submit an application for a loan that is long-term us from ВЈ1,500 to ВЈ4,000. If you want a lesser amount of, we additionally provide short-term loans of ВЈ200 to ВЈ1,000.
Just just exactly How will my repayments work?
We provide fixed payment regards to 18, 24, 36 and 48 months. The size of your loan will rely on simply how much you need to borrow. You can observe what’s offered to you through our loan that is long-term calculator.
| Representative Example | |
|---|---|
| Amount | ВЈ2500 |
| Term | two years |
| Monthly repayments | ВЈ198.68 |
| Total quantity payable | ВЈ4,768.25 |
| rate of interest | 71.1% p.a. (fixed) |
| APR | 99.9% |
We collect repayments automatically through Direct Debit, often all over date you obtain compensated. It is possible to talk to us if you want to put up a various payment date.
If you should be concerned you could fall behind or miss a repayment, we will make an effort to assist and produce a brand new plan. You’ll not face payment that is late but missed payments can impact your credit history while making it harder to obtain credit as time goes by.
What are the fees that are extra long-lasting loans?
We do not charge belated payment charges, included interest or other things extra. No shocks.
What exactly is the attention price on a Dot Dot loan that is long-term?
Your rate of interest will be fixed at the start depending on simply how much you borrow. Make use of our long-lasting loan calculator to see just what yours could possibly be.
Getting a long-lasting personal bank loan with a set rate of interest could be much easier to plan for than that loan having an interest that is variable. The total amount you repay is the exact same every month with a set price, however an adjustable price means it could fall and rise.
Could I get yourself a long-lasting loan with bad credit?
We are invested in lending responsibly, but that does not suggest we anticipate you to definitely have a credit score that is perfect. We are going to glance at your position all together before carefully deciding.
exactly exactly How quickly could I get my loan?
You can easily submit an application for a Dot Dot long-lasting loan in minutes and acquire an solution immediately after. If you have been at first authorized certainly one of our agents would be in contact to talk about the steps that are next. We make an effort to offer one last choice on your own loan the next day that is working.
Submit an application for a long-lasting loan that is personal Dot Dot
A long-term loan could be exactly what you will need to progress along with your life. Make use of our long-lasting loan calculator to produce the perfect loan for you personally, then choose ‘Apply now’ to maneuver on to your safe application form that is online.
Once you have submitted the job, we are going to get in contact at the earliest opportunity to offer our choice.